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James Falla


James Falla has over 17 years experience of working with people who are struggling with debt problems. He is an FCA Approved Person and IVA expert.

James has helped many hundreds of people go through the IVA solution and get their lives back on track. He is the managing director of Wilmott Turner Financial Services which owns and operates IVA Expert.

James’ Experience

James started working with people in debt in 1999.  In 2004 he founded Thomas Charles a debt management company specialising in IVAs and bankruptcy.

In November 2010 James joined Wilmott Turner Financial Services as Managing Director. He also carries out the role of Senior Debt Adviser for the company.

James has provided his experience about resolving debt problems on TV and radio including the BBC 1 o’clock news, Sky News and BBC Radio’s Wake Up to Money. James is also the author of the well received book about personal debt solutions: IVA, Bankruptcy and Other Debt Solutions.

Personal message from James:

I have been helping people start IVAs and go through the IVA process for a long time. If you are struggling with debt you are probably concerned about what will happen to things like your home, car and credit rating.

Knowing that you have someone on your side who can help, advise and just be there when you need to ask a question makes all the difference. This is the service we are proud to provide at IVA Expert.

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