If you are thinking about starting an IVA, we can help. IVA Expert will make sure you understand the key facts so that you can decide if an IVA is right for you.
Already in an IVA but concerned whether it is still the best option? Our experts will answer your questions so you can make the best choices for your future.
Services We Provide

Start an IVA
- In depth advice and guidance
- Comprehensive income and expenses review
- Support through the process

Self Employed IVA
- Business revenue and expenses forecast
- Personal income and expenses review
- Support through the process

Cancel IVA and go Bankrupt
- Help with cancelling IVA
- Support with bankruptcy application
- Ongoing 12 month assistance

Mortgage after an IVA
- Guidance and information
- Planning for a mortgage
- Advice on timing and deposit

Completely FREE advice

Confidential conversations

Expert help always at hand
Start an IVA. Write off unaffordable debt and get legal protection for you and your home.

James, I wanted to take a moment to express my deepest gratitude for your invaluable support and guidance throughout the process of resolving my complex financial situation.
I cannot emphasize enough how much your professionalism and friendliness meant to me during this challenging time. Your willingness to listen attentively to my concerns and provide prompt, thorough responses to my inquiries alleviated much of the stress I was experiencing.
Your openness and transparency throughout the process were greatly appreciated and helped me feel reassured every step of the way. I wholeheartedly recommend your services to anyone facing similar challenges. Your support has made a significant difference in my life.
J B Mafa
February 18, 2025

James Falla was fantastic. From start to finish of my IVA he explained everything very clearly. Can’t thank him enough for what he did.
Hannah R
February 15, 2025

James Falla at IVA Expert was non judgemental to our situation. He was extremely knowledgeable and helpful. He put out minds at ease and was very honest each stop of the way.
Gav & Lisa
January 27, 2025

James has been absolutely brilliant, he really knows his stuff and has helped me in finding the best debt solution for my own personal circumstances.
I was in a very dark place before I found James, and he helped me see that there was hope and light at the end of the tunnel. He didn’t judge and doesn’t just read off a script! I don’t know where I would be now without him. A very heartfelt thank you and I would definitely recommend him.
Natalie B
November 25, 2024

James Falla is compassionate and understood the sensitivity of dealing with me.
James, I cannot thank you enough for your help and assistance with my IVA process always there for a chat and guidance where needed even if it was on your own time.
Thank you again for all your help and support.
J Barber
November 4, 2024

James, you were simply fantastic. You guided me through the IVA process perfectly. Your manner with me was impeccable and I could not have wanted more. From the very first meeting I made you aware of my condition which can affect my understanding and you took it upon yourself to make sure I understood the options that were available to me, but more importantly, which options were appropriate for me.
The feeling of relief that this chapter of worry is behind me is down, in the most part, to yourself – had you not been so approachable, I likely would not have felt comfortable discussing my situation with you. The services you offer, and more importantly you, have put at ease the most extended and worrisome years of my life. Thank you
Dan N
October 9, 2024